Usually, ‘Buy Now Pay Later’ options will offer financing without a deposit. You do not have the money that you need to pay for the sofa. Sometimes, however, you can get a loan to purchase a sofa today. Finance is available for orders of £1,000 and more that are placed on the Heal’s site.
- Once a balance moves to the standard rate it cannot move back.
- The quick application is easy and should take only a few minutes. You will receive a decision immediately.
- Not only that, but you can also settle for weekly payment plans if the monthly instalments are not fitting within your financial schedule.
- To complete it you’ll need to give us some information about you, so it would be worth having it ready.
- In most cases they will provide an instant answer as to whether your application for finance has been successful.
The average wait time for your floor to fit is 7-10 days. However, if your matter has an urgent nature, this can be accomplished faster. The same applies for next day fitting which can be arranged for special circumstances. Buy Cheap Sofas is an Appointed Representative of Snap Finance Ltd who is authorised and regulated by the Financial Conduct Authority . Snap Finance Ltd’s permission as a Principal Firm allows Buy Cheap Sofas to act as a credit broker, not a lender.
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Includes a free cleaning kit with every material protection order on sofas or chairs. Complaints We take every complaint seriously, even if it is a rare one. You can contact us if you are not satisfied with any aspect of the goods that you have purchased from us.
The money will go straight to the shop you want to buy the goods from. Bring your ideas to life with Interest-free credit (0% APR representative) from £99 to £15,000 and spread your repayment over 3 months to 5 years. It is the UK’s sole specialist retail finance provider.
Interest Finance Available
Homemakers aren’t excluded from applying under their own names; however the employment details of your spouse / partner will be required in order to process your application. When additional payments are made in addition to the monthly repayment, interest is recalculated. This reduces the amount of interest and the duration of the finance agreement. Spread the cost by paying fixed monthly instalments. You also have the option to settle interest-free online or in-store. If we are unable to do so, we may transfer your account to other firms and services. These services may charge a monthly fee such as credit building tools, if you choose to use them.
It is important not to borrow more than you can afford. You are also able to compare short term loans online to find the best loan for your circumstances. If you do not pay before your payment-free period ends you could be charged interest. This interest can lead to higher prices for your goods. Buy now pay later is often interest free, as long as you pay for what you have bought before the payment-free period ends.
